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Boating Safety Tips

Boating Safety Tips

The ice has melted and the staff at Sentinel Risk Insurance Group are excited to get our boats ready for the water!  According to the National Marine Manufacturers Association Canada, over 12 million Canadians enjoy our vast landscape of rivers, lakes and oceans each year and a boat is a perfect way to enjoy our great country. Safety of our customers is our top priority at Sentinel Risk Insurance Group.  To help our customers have a safe and enjoyable summer on the water, we have put together a top 10 list of our top safety tips.

1. everyone Should wear a life jacket.

Not wearing a personal flotation device (PFD) or life jacket is a leading contributor to boating-related fatalities. Victims drowned in approximately 81% of fatal boating accidents. Canadian laws require that recreational boats have one properly fitting lifejacket for every person on the boat, but as the boat operator you should insist that your crew and guests all wear life jackets. This can help them stay afloat in rough waters, protect them against hypothermia, and in some cases, can keep their head above water.

2. alcohol and boating dont mix.

Alcohol use is a leading contributor to fatal boating accidents. 65% of boating-related accidents in Canada involve alcohol consumption. Stay sharp when you’re on the water by leaving the alcohol on dry land.

3. takE a boating safety course.

If you want to operate a boat with a motor in Canada, you need to show proof of competency. You should complete a boater safety course and pass the Transport Canada Exam. This will provide you with a Pleasure Craft Operator Card (PCOC) which is good for all provinces. Visit for details.

4. Put down the cell phone.

One of the top five contributing factors to boating accidents is inattention. Just like distracted driving on our highways, talking, texting, and other use of cell phones while boating is a growing problem on the water. Don’t contribute to this problem. Keep your eyes on the water ahead and around you.

5. follow all boating safety and navigational rules.

Excessive speed and improper lookout are two of the top contributing factors to boating accidents. Make sure you understand the local rules and laws of the waterway and follow them closely. Take note of visibility, traffic density, and proximity to navigational hazards such as shoals, rocks, or floating objects.

6. Check the weather forecast.

A calm day can quickly turn ugly on the water. Keep an eye out for changing weather conditions and stay on top of the forecast while boating.


Storm and hurricane forecasts and warnings are issued by the Environment Canada and the Canadian Hurricane Centre. Boaters can get information from Environment Canada’s marine forecast website, VHF marine radios, commercial radios and television stations and newspapers. As a boater, you need to be aware of the types of advisories and take action before a storm hits. Warnings range from small craft advisories, with winds of 18 knots or less, up to hurricane warnings with winds of 120 kilometres per hour (64 knots) or greater.

8. Use a carbon monoxide detector.

All internal combustion engines emit carbon monoxide, a poisonous gas that can make you sick in seconds and kill in minutes. Remember, you cannot see, smell, or taste CO, so know the symptoms (similar to seasickness or alcohol intoxication).

9. float plan.

The Canadian Coast Guard recommends that you always tell a friend or family member where you plan to go and when you’ll be back. That way, the proper officials can be notified if you don’t return when expected.
Get a free Vessel Safety Check.

10. regular maintenance.

Transport Canada works with various boating safety organizations, like the Canadian Coast Guard Auxiliary and the Canadian Power and Sail Squadrons, to offer free safety checks, so let their trained boating safety volunteer check your boat’s safety equipment and provide you with safety information before you go out on the water. Check the Canadian Power and Sail Squadrons website here for more information on the Pleasure Craft Courtesy Check Program.

Is your boat or watercraft insurance coming up for renewal?  Contact Kawartha Quotes / Sentinel Risk Insurance Group for a free, no obligation quote on your boat or watercraft insurance.  We search over 40 different Insurance Companies to find you the best coverage, at the best rates!